Farm production has changed dramatically over the last few years and with these changes come many new risks that are not or can not be covered by multi peril crop insurance. The multi-peril crop insurance is not available on all crops. This means the only available tool for risk management is hail coverage. In today's world, risk management has become an increasingly important factor in farming operations. In addition to the regular multi-peril crop insurance, Group Risk Plan, and Revenue Coverage, you can also purchase insurance protection against: hail, wind, frost, freeze and excess moisture.