Crop-Hail provides the grower protection against any yield reduction caused by hail and/or fire. Other coverages provided may include vandalism, fire department service charges, transit coverage to the first place of storage, catastrophe loss award and replanting coverage. The grower may elect to insure up to the full value of the crop. There are various deductibles available to allow the grower to partially self-insure for a reduced premium cost.  

 

Hail insurance is one of the most affordable types of insurance a farmer can buy. Coverage is bought in $100 increments and often cost less than $1.00 per increment.  Hail insurance is a great supplemental coverage that easily helps to cover losses when mother nature decides to wreak havoc.